What is 3D Secure 2?
3D Secure 2 is a security feature that helps protect you when shopping online with your credit or debit card. It’s there to make sure it’s really you using your card, not someone else. Think of it as a quick ID check to keep your money safe.
Will I always notice it?
Not always! For most purchases, nothing extra happens—you simply pay as normal. If your bank is confident the purchase is safe, you won’t need to do anything.
What happens if I do need to verify my purchase?
Sometimes, your bank might ask you to confirm the payment. This usually means entering a one-time code they send to your phone or email. Once you type in that code, your order goes through. Easy.
What if I get the code wrong?
If the verification doesn’t work, don’t worry. You’ll just need to wait 30 minutes before trying again. This short wait is there to protect your account from repeated failed attempts.
Why is this important?
It’s all about safety. 3D Secure 2 helps reduce fraud, keeps your details safe, and gives you peace of mind when shopping online.